life insurance

Who Needs Life Insurance Anyway

Not normally the subject of water cooler talk, life insurance has been getting some attention lately as premium rates have been falling dramatically. That positive news comes against the backdrop of rather disconcerting report that one in three adults doesn’t own any life insurance. Granted, a large percentage of these adults are post-teens, recent college […]

Whole Life Insurance for the Recent Graduate

When one thinks of a college graduation gift the things that come to mind is a new car, an overseas trip, a cash bonus, or maybe a new set of clothes for the job interview circuit. Whole life insurance doesn’t usually make it on most people’s list, however, it could just be the best gift […]

Which Life Policy is Right for You

Making the decision to buy life insurance, while monumental in terms of its importance in your financial life, is nowhere as difficult as making the decision as to which life policy is right for you. For most people the decision to buy life insurance is a matter of course, it’s what responsible and loving people […]

How to Reduce Life Insurance Costs

With rates as low and competitive as they have ever been, it’s as close to a “buyers” market in life insurance as we’ll get. Still, in these cash-strapped times, curbing all costs and expenses is a priority for most people, and buying life insurance is no different. While the cost of life insurance is predicated […]

Life Insurance Company Ratings Explained

Life insurance and annuities have always been considered to be among the safest of all financial instruments. Even as banks were being shuttered during the Great Depression resulting in people losing their life’s savings, life insurers emerged as the bed rock of financial security. Their preeminence as stable and safe financial institutions continues to this […]